Procedure & effect
1[Definitions.--In this Chapter,--
(a) "authorised insurer" means an insurer for the time being carrying on general insurance
business in India and granted a certificate of registration by the Insurance Regulatory and
Development Authority of India established under section 3 of the Insurance Regulatory and
Development Authority Act, 1999 (41 of 1999) and any Government insurance fund authorised to do
general insurance business under the General Insurance Business (Nationalisation) Act, 1972 (57 of
1972);
(b) "certificate of insurance" means a certificate issued by an authorised insurer in pursuance of
section 147 and includes a cover note complying with such requirements as may be prescribed, and
where more than one certificate has been issued in connection with a policy, or where a copy of a
certificate has been issued, all those certificates or that copy, as the case may be;
(c) "grievous hurt" shall have the same meaning as assigned to it in section 320 of the Indian
Penal Code (45 of 1860);
(d) "hit and run motor accident" means an accident arising out of the use of a motor vehicle or
motor vehicles the identity whereof cannot be ascertained in spite of reasonable efforts for the
purpose;
(e) "Insurance Regulatory and Development Authority" means the Insurance Regulatory and
Development Authority established under section 3 of the Insurance Regulatory and Development
Authority Act, 1999 (41 of 1999);
(f) "policy of insurance" includes certificate of insurance;
(g) "property" includes roads, bridges, culverts, causeways, trees, posts, milestones and baggage
of passengers and goods carried in any motor vehicle;
(h) "reciprocating country" means any such country as may on the basis of reciprocity be notified
by the Central Government in the Official Gazette to be a reciprocating country for the purposes of
this Act;
(i) "third party" includes the Government, the driver and any other co-worker on a transport
vehicle.]